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Alternative Documentation (***Available in the states of California and Texas)

Let our experienced staff help you find the lowest mortgage rates and get you into your new home.  An Alternative Income Verification Loan is a mortgage where the lender does not use traditional documentation to verify the borrower's income. These loans are normally intended for self-employed borrowers, or investors who might have difficulty documenting their income. Alternative Income Verification Loans fill a gap of situations which traditional loan guidelines would not approve and in some instances may have more stringent guidelines than a traditional full documentation loan would require, such as larger liquid asset requirements. For certain individuals these loans are the best options for their specific needs. We pride ourselves in providing all options and full disclosure to all of our clients which allows them to make an informed decision based on their specific situation.

  • Most competitive interest rates and loan fees
  • No Upfront Fees or Charges
  • Free Home Buyer Education
  • Industry Leading Low Rates

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Immediate Home Loan Pre-Approvals Why wait, when you don't have to?

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.