New Credit And How It Affects Your Credit Score
Your credit score matters in home loan approval and determining the rate you ultimately receive. Essentially, the higher the score, the lower the interest rate. That's why you must consider any action that might affect your score, such taking out new credit. Even a small loan can have a...
All About Liens and Home Loans
A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms.
A mortgage is the most common type of property lien. If you don't pay back the home loan, the...
Is Buying A Home With Bad Credit A Smart Choice?
Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause.
There are several factors that mortgage lenders consider when you apply for a loan, and there are even options available specifically for those with poor credit. Read on...
Is Buying A Home Without Real Estate Agent A Good Idea?
Whether you're a first-time home buyer or an experienced homeowner, you may be wondering if it's truly necessary to work with a real estate agent when buying a property. Here's what you need to know about working with an agent and how to go about purchasing a home without one should you...
How Does A Home Equity Line Of Credit (HELOC) Work?
A home equity line of credit (HELOC) is a type of mortgage loan that acts similar to a credit card, except the line of available credit is tied to your home's equity. So instead of using funds advanced to you by a creditor, you use the cash from the value of your home.
Unity West Lending strives to ensure that its services are accessible to people with disabilities. Unity West Lending has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
Accessibility on Unity West Lending website
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Enabling the Accessibility Menu
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Despite our efforts to make all pages and content on Unity West Lending website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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