Life is often stressful, and certain situations place additional financial pressure on you and your family. One approach to relieving some of this financial pressure is cash-out refinancing on your existing mortgage loan.
Unity West Lending in Austin, TX, serves the cash-out loan needs of the entire state of Texas. We are dedicated to helping you leverage your added home equity for additional cash flow.
One option to pursue is Veteran's Affairs (VA) cash-out loans, which are available to veterans. VA cash-out loans offer you the flexibility that you need to make a home purchase or other significant cash transaction.
VA cash-out refinancing loans let you, as a veteran, borrow up to 100% of the purchase price or appraised value of your home. We work with you to determine your eligibility for these loans and to obtain them in appropriate circumstances.
If you are ineligible for a VA cash-out refinancing loan, consider a Federal Housing Administration (FHA) loan. FHA cash-out refinancing loans allow you to have a down payment as low as 3.5%, depending on your credit score.
Our loan specialists work with you to identify whether an FHA cash-out refinancing loan is a viable and beneficial option for you and your particular circumstances.
We work closely with you to find the best loan option and strategy, which includes considering the range of conventional loans available to you. Conventional cash-out loans allow for great flexibility and our goal is to help you utilize that to achieve your goals.
Our specialists are available 24/7 to answer your questions and walk you through the complicated factors of cash-out refinancing loans. We are committed to helping you find the loans that are right for you.
You may be eligible for one or some of these cash-out refinancing loan options. Speak to a Unity West Lending agent in Austin, TX, by calling (512) 961-1999 to get qualified today.