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Unity West Lending is your premier Orange County mortgage company and direct lender for all California home mortgages. If you are seeking financing for your home purchase or need to refinance your current mortgage, we are here to help you into the best mortgage rate possible for your individual needs. Conveniently located in Huntington Beach, feel free to give us a call or fill out our secure online form to have one of our professionals contact you directly.
We are proud to offer many different home mortgage loan products for your first, second, third home purchase loan.
FHA Loans: These loans offer down payments as low as 3.5%.
VA Loans: This loan is specifically for military and veterans. If you qualify you can secure a home with no down payment or mortgage insurance.
Conventional Finance: While this loan may require a little bit more of a down payment, often you will get the best rate and flexibility with a conventional mortgage.
Interest Only: An ideal solution for a select few, especially investors or those expecting an increase in income but have money tied into something else.
Refinancing your mortgage? We have many opportunities to fit your needs. Everyone that wants to refinance does it for a different reason, so we proudly offer multiple refinance solutions.
FHA & VA Streamline Refinance: If you already have an FHA or VA loan, getting a lower interest rate and payment is easiest with a streamline refinance.
HARP 2.0 Refinance: This program is specifically for those who owe more on their mortgage than their home currently appraises for. It is meant to help you refinance into a more affordable mortgage.
Cash-Out Refinance: This program is best for those seeking cash out of the equity in their home. The cash can be used for whatever you need.
Reverse Mortgages: This program is specifically for seniors who own their home or have high equity in their homes. It’s essentially a mortgage in reverse, where you don’t make payments, you get payments, a line of credit or a lump sum of money.
As your Orange County home mortgage loan company, we specialize in California home mortgage loans and refinance. We know about the housing market, interest rates and the unique needs of the areas. Our dedication and experience will be evident as we guide you through the home loan process with our convenient online tools, friendly loan officers and multiple opportunities to secure the financing you need. Please contact us today for your free rate quote and free financing consultation. If you are ready to get started immediately, you can fill out our secure online mortgage application conveniently at your home or office right here on our website.