Recent Articles
Jan
28
2026
28
2026
Refinancing Isn’t Just About the Rate — It’s About Your Options
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
Jan
19
2026
19
2026
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
If you’ve been waiting for the right moment to buy a home, this could be the sign you’ve been looking for. Mortgage rates have recently dropped to their lowest level in nearly three years, creating a rare window of opportunity for homebuyers. After a long stretch of higher...
Jan
12
2026
12
2026
Lock-in Effect: Something big just happened in the U.S. Housing Market
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
For the past few years, one phrase has dominated housing market conversations: the mortgage rate lock-in effect. Millions of homeowners secured ultra-low mortgage rates below 3% during the pandemic, creating a powerful disincentive to sell. Why give up a once-in-a-lifetime rate and...
Jan
01
2015
01
2015
Welcome to UW Lending of Texas of Austin, Texas!
Welcome to UW Lending of Texas of Austin, Texas! The UW Lending of Texas team of Austin, Texas is committed to providing clients with the highest quality Austin, Texas mortgage loans combined with some of the lowest mortgage...
Welcome to UW Lending of Texas of Austin, Texas! The UW Lending of Texas team of Austin, Texas is committed to providing clients with the highest quality Austin, Texas mortgage loans combined with some of the lowest mortgage...
Mar
12
2014
12
2014
Is it a Modular to the Lender?
That is the question! What you think and what do the States define, as a modular home, may not be the same definition a lender uses for a modular home. The lenders’ philosophy is this, “If it walks like a duck, and talks like a duck, it is a duck.’ What they really mean is if it...
That is the question! What you think and what do the States define, as a modular home, may not be the same definition a lender uses for a modular home. The lenders’ philosophy is this, “If it walks like a duck, and talks like a duck, it is a duck.’ What they really mean is if it...
Unity West Lending
8311 Amsterdam Dr,
Huntington Beach CA, 92647
NMLS #349874
8311 Amsterdam Dr,
Huntington Beach CA, 92647
NMLS #349874
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