Recent Articles
Feb
20
2026
20
2026
Housing Affordability in 2026: Why Rates Are not the Only Factor
When people talk about housing affordability, the conversation usually starts — and ends — with mortgage rates. But the reality in 2026 is more nuanced. While interest rates play a role, home prices often have an even bigger impact on whether a home feels affordable...
When people talk about housing affordability, the conversation usually starts — and ends — with mortgage rates. But the reality in 2026 is more nuanced. While interest rates play a role, home prices often have an even bigger impact on whether a home feels affordable...
Feb
06
2026
06
2026
Loyalty to Your Bank? Even With Your Home-Loan?
You’ve probably had the same checking account since you were sixteen. Your bank knows your name. Your debit card works everywhere. Loyalty feels safe. But when it comes to a mortgage, that “loyalty” can quietly turn into a convenience fee—and sometimes, a...
You’ve probably had the same checking account since you were sixteen. Your bank knows your name. Your debit card works everywhere. Loyalty feels safe. But when it comes to a mortgage, that “loyalty” can quietly turn into a convenience fee—and sometimes, a...
Jan
28
2026
28
2026
Refinancing Isn’t Just About the Rate — It’s About Your Options
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
When most homeowners hear the word refinance, they immediately think one thing: getting a lower interest rate. While that can certainly be part of the picture, it’s far from the whole story. In reality, refinancing is less about chasing rates and more about using your mortgage as a...
Jan
01
2015
01
2015
Welcome to UW Lending of Texas of Austin, Texas!
Welcome to UW Lending of Texas of Austin, Texas! The UW Lending of Texas team of Austin, Texas is committed to providing clients with the highest quality Austin, Texas mortgage loans combined with some of the lowest mortgage...
Welcome to UW Lending of Texas of Austin, Texas! The UW Lending of Texas team of Austin, Texas is committed to providing clients with the highest quality Austin, Texas mortgage loans combined with some of the lowest mortgage...
Mar
12
2014
12
2014
Is it a Modular to the Lender?
That is the question! What you think and what do the States define, as a modular home, may not be the same definition a lender uses for a modular home. The lenders’ philosophy is this, “If it walks like a duck, and talks like a duck, it is a duck.’ What they really mean is if it...
That is the question! What you think and what do the States define, as a modular home, may not be the same definition a lender uses for a modular home. The lenders’ philosophy is this, “If it walks like a duck, and talks like a duck, it is a duck.’ What they really mean is if it...
Unity West Lending
8311 Amsterdam Dr,
Huntington Beach CA, 92647
NMLS #349874
8311 Amsterdam Dr,
Huntington Beach CA, 92647
NMLS #349874
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