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FHA & VA Streamline Refinance: If you already have an FHA or VA loan, getting a lower interest rate and payment is easiest with a streamline refinance.
HARP 2.0 Refinance: This program is specifically for those who owe more on their mortgage than their home currently appraises for. It is meant to help you refinance into a more affordable mortgage.
Cash-Out Refinance: This program is best for those seeking cash out of the equity in their home. The cash can be used for whatever you need.
Reverse Mortgages: This program is specifically for seniors who own their home or have high equity in their homes. It’s essentially a mortgage in reverse, where you don’t make payments, you get payments, a line of credit or a lump sum of money.